TD Bank Auto Loan Rates
New Car Loan APR
The bank has a multitude of financial services which present a wide range of options to the clients. From auto loans to checking accounts, the bank has it all.
TD Bank hours of operation earns good ratings according to our review because of its flexible time of operation. It offers its services during the weekends and on public holidays.
Auto Loans with TD Bank
Getting access to Auto Loans is easy at TD bank because you make the application in- person, online or over the phone. In most cases the loan does not require a down payment and has a low fixed rate.
You have the benefit of utilizing a low APR of 3.70% on new cars with terms of up to 5 years compared to the national APR of 4.23%.
The APR is 3.79% for 2014 or 2015 car models. The APRs for refinance auto loans are lower meaning that you are able to save some money every year.
Application and Repayment
To receive loan offers, you are required to apply online. Create an account and submit your social security number including your employment and income. Part of the application requires that a credit check is made which eventually may affect your credit score.
Refinancing on longer term basis decreases your monthly payments but may increase the cumulative interest over the life of the newly acquired loan. You may also benefit from very low interest rates if you refinance.
TD Bank offers different types of checking accounts which include, simple checking, student checking and premier checking. They also offer the lowest monthly maintenance fee for these accounts. For those who maintain the minimum daily balance requirement, the bank waives the monthly fee and offers free checking for students.
The bank has amiable representatives who ensure that you get the best possible service and make the best possible financial decisions.
TD bank offers the best banking experience with a variety of products and competitive rates. You enjoy longer hours on the weekends, and one with locations in multiple states throughout the East Coast.