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Penfed Auto Loan & Refinance Rates

Christine Spencer

Auto Loan Expert

Penfed Auto Loan Rates


New Car Loan APR

Penfed offers extensions on loans with low Annual Percentage Rate (APR).
Membership is required to enjoy services from Penfed.
Penfed credit union Company offers you the best auto loans available in such a competitive field.
Penfed Auto Loan Rates

Penfed is a company that offers auto loans from dealerships. You get the best and unique deals with rates varying for new cars and low Annual Percentage Rate (APR) for used cars. Where can you find such deals?

Attractive Financing options

You get what you want with Penfed Credit union because of the range of financing options available. Get your wildest car dreams fulfilled with up to $100,000 financing.   For financing period of 12 to 36 months, you get your new car with Annual Percentage Rate (APR) starting from 1.49%.  If you are looking to finance your vehicle for 37 to 48 months, you get an APR of 1.99%. It only gets better with extra options that grant you an APR of 2.74% for periods of 61 to 72 months and Apr of 2.99% for financing periods of 73 months to 84 months. You can finance your used vehicle at very affordable rates starting from 1.99% Annual Percentage Rate (APR) to an APR of 3.61% depending on the type of financing.

Membership requirement

Have the pleasure of getting the amazing deals from Penfed credit Union if you are an employee of the United States government or United Sates military. The services also apply to any of our men and women in uniform. If you are not a member of the military, an employee of the US government, you can join the amazing community of Penfed credit Union by simply donating $15 to the National Military Family Association or $14 to Voices for America’s troop.

Car buying services

Enjoy the pleasure of making unlimited savings by using the Penfed car buying services. The lower rates that come with the option attract you to using the service while recommending it to others. You not only get low rates, a low price for the car is guaranteed when you purchase a new car. With certified dealers involved in the process, you get a low upfront price allowing you to make more savings.


Penfed is more than just an auto loan company. It gives you insights into financial decisions thus fulfilling your dreams while ensuring you do not spend much. Utilize the incredible customer experience from a team of well-trained employees as you maximize the payment saver options and much more great deals.